The UAE now mandates basic health insurance for all private sector employees and domestic workers in Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah, and Fujairah. Employers must provide coverage for workers, including pre-existing conditions, inpatient and outpatient care, medicines, and telehealth services.
Key Benefits:
- Pre-existing conditions covered immediately.
- Inpatient care: 20% co-payment (limits apply).
- Outpatient care: 25% co-payment, free follow-ups within 7 days.
- Medicines: Covered up to Dh1,500.
Exclusions: Pregnancy, dental care, cosmetic procedures, weight control, and mental health (non-emergency).
Family members can also be added to the plan. This policy enhances healthcare access for all UAE workers.
